Dataset statistics
| Number of variables | 25 |
|---|---|
| Number of observations | 10000 |
| Missing cells | 10933 |
| Missing cells (%) | 4.4% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 5.7 MiB |
| Average record size in memory | 599.8 B |
Variable types
| Categorical | 8 |
|---|---|
| Numeric | 17 |
Customer_ID has a high cardinality: 7108 distinct values | High cardinality |
Type_of_Loan has a high cardinality: 3865 distinct values | High cardinality |
Credit_History_Age has a high cardinality: 401 distinct values | High cardinality |
Annual_Income is highly overall correlated with Monthly_Inhand_Salary and 2 other fields | High correlation |
Monthly_Inhand_Salary is highly overall correlated with Annual_Income and 2 other fields | High correlation |
Num_Bank_Accounts is highly overall correlated with Interest_Rate and 2 other fields | High correlation |
Interest_Rate is highly overall correlated with Num_Bank_Accounts and 4 other fields | High correlation |
Num_of_Loan is highly overall correlated with Outstanding_Debt | High correlation |
Delay_from_due_date is highly overall correlated with Num_Bank_Accounts and 6 other fields | High correlation |
Num_of_Delayed_Payment is highly overall correlated with Num_Bank_Accounts and 2 other fields | High correlation |
Changed_Credit_Limit is highly overall correlated with Payment_of_Min_Amount | High correlation |
Num_Credit_Inquiries is highly overall correlated with Interest_Rate and 2 other fields | High correlation |
Outstanding_Debt is highly overall correlated with Interest_Rate and 5 other fields | High correlation |
Amount_invested_monthly is highly overall correlated with Annual_Income and 1 other fields | High correlation |
Monthly_Balance is highly overall correlated with Annual_Income and 1 other fields | High correlation |
Credit_Mix is highly overall correlated with Delay_from_due_date and 2 other fields | High correlation |
Payment_of_Min_Amount is highly overall correlated with Delay_from_due_date and 3 other fields | High correlation |
Age has 465 (4.7%) missing values | Missing |
Annual_Income has 733 (7.3%) missing values | Missing |
Monthly_Inhand_Salary has 1497 (15.0%) missing values | Missing |
Num_of_Loan has 514 (5.1%) missing values | Missing |
Type_of_Loan has 1129 (11.3%) missing values | Missing |
Num_of_Delayed_Payment has 972 (9.7%) missing values | Missing |
Changed_Credit_Limit has 220 (2.2%) missing values | Missing |
Num_Credit_Inquiries has 215 (2.1%) missing values | Missing |
Credit_Mix has 2025 (20.2%) missing values | Missing |
Outstanding_Debt has 108 (1.1%) missing values | Missing |
Credit_History_Age has 880 (8.8%) missing values | Missing |
Payment_of_Min_Amount has 1163 (11.6%) missing values | Missing |
Amount_invested_monthly has 912 (9.1%) missing values | Missing |
Customer_ID is uniformly distributed | Uniform |
Credit_Utilization_Ratio has unique values | Unique |
Num_Bank_Accounts has 448 (4.5%) zeros | Zeros |
Num_of_Loan has 1023 (10.2%) zeros | Zeros |
Delay_from_due_date has 108 (1.1%) zeros | Zeros |
Num_of_Delayed_Payment has 146 (1.5%) zeros | Zeros |
Num_Credit_Inquiries has 707 (7.1%) zeros | Zeros |
Total_EMI_per_month has 1056 (10.6%) zeros | Zeros |
Reproduction
| Analysis started | 2023-03-14 15:52:04.698692 |
|---|---|
| Analysis finished | 2023-03-14 15:53:05.321414 |
| Duration | 1 minute and 0.62 seconds |
| Software version | pandas-profiling v3.6.6 |
| Download configuration | config.json |
Customer_ID
Categorical
HIGH CARDINALITY  UNIFORM 
| Distinct | 7108 |
|---|---|
| Distinct (%) | 71.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 731.8 KiB |
| CUS_0xa3a1 | 5 |
|---|---|
| CUS_0x21c8 | 5 |
| CUS_0x4ff5 | 5 |
| CUS_0x1e41 | 5 |
| CUS_0x199b | 4 |
| Other values (7103) |
Length
| Max length | 10 |
|---|---|
| Median length | 10 |
| Mean length | 9.9393 |
| Min length | 9 |
Characters and Unicode
| Total characters | 99393 |
|---|---|
| Distinct characters | 21 |
| Distinct categories | 4 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 4745 ? |
|---|---|
| Unique (%) | 47.4% |
Sample
| 1st row | CUS_0x4662 |
|---|---|
| 2nd row | CUS_0xb2a1 |
| 3rd row | CUS_0x363d |
| 4th row | CUS_0xc1e7 |
| 5th row | CUS_0x26a9 |
Common Values
| Value | Count | Frequency (%) |
| CUS_0xa3a1 | 5 | 0.1% |
| CUS_0x21c8 | 5 | 0.1% |
| CUS_0x4ff5 | 5 | 0.1% |
| CUS_0x1e41 | 5 | 0.1% |
| CUS_0x199b | 4 | < 0.1% |
| CUS_0x8715 | 4 | < 0.1% |
| CUS_0xbc7d | 4 | < 0.1% |
| CUS_0x968a | 4 | < 0.1% |
| CUS_0x24e7 | 4 | < 0.1% |
| CUS_0x9daa | 4 | < 0.1% |
| Other values (7098) | 9956 |
Length
| Value | Count | Frequency (%) |
| cus_0xa3a1 | 5 | < 0.1% |
| cus_0x4ff5 | 5 | < 0.1% |
| cus_0x1e41 | 5 | < 0.1% |
| cus_0x21c8 | 5 | < 0.1% |
| cus_0x3f3e | 4 | < 0.1% |
| cus_0x44c5 | 4 | < 0.1% |
| cus_0xa72c | 4 | < 0.1% |
| cus_0x802f | 4 | < 0.1% |
| cus_0x7dcd | 4 | < 0.1% |
| cus_0xaf5f | 4 | < 0.1% |
| Other values (7098) | 9956 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 11829 | |
| C | 10000 | 10.1% |
| S | 10000 | 10.1% |
| _ | 10000 | 10.1% |
| x | 10000 | 10.1% |
| U | 10000 | 10.1% |
| 2 | 2759 | 2.8% |
| 4 | 2758 | 2.8% |
| 7 | 2738 | 2.8% |
| 6 | 2721 | 2.7% |
| Other values (11) | 26588 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 36088 | |
| Uppercase Letter | 30000 | |
| Lowercase Letter | 23305 | |
| Connector Punctuation | 10000 | 10.1% |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 11829 | |
| 2 | 2759 | 7.6% |
| 4 | 2758 | 7.6% |
| 7 | 2738 | 7.6% |
| 6 | 2721 | 7.5% |
| 9 | 2715 | 7.5% |
| 3 | 2678 | 7.4% |
| 5 | 2667 | 7.4% |
| 8 | 2645 | 7.3% |
| 1 | 2578 | 7.1% |
Lowercase Letter
| Value | Count | Frequency (%) |
| x | 10000 | |
| a | 2692 | 11.6% |
| b | 2671 | 11.5% |
| c | 2191 | 9.4% |
| e | 1973 | 8.5% |
| d | 1922 | 8.2% |
| f | 1856 | 8.0% |
Uppercase Letter
| Value | Count | Frequency (%) |
| C | 10000 | |
| S | 10000 | |
| U | 10000 |
Connector Punctuation
| Value | Count | Frequency (%) |
| _ | 10000 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 53305 | |
| Common | 46088 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 11829 | |
| _ | 10000 | |
| 2 | 2759 | 6.0% |
| 4 | 2758 | 6.0% |
| 7 | 2738 | 5.9% |
| 6 | 2721 | 5.9% |
| 9 | 2715 | 5.9% |
| 3 | 2678 | 5.8% |
| 5 | 2667 | 5.8% |
| 8 | 2645 | 5.7% |
Latin
| Value | Count | Frequency (%) |
| C | 10000 | |
| S | 10000 | |
| x | 10000 | |
| U | 10000 | |
| a | 2692 | 5.1% |
| b | 2671 | 5.0% |
| c | 2191 | 4.1% |
| e | 1973 | 3.7% |
| d | 1922 | 3.6% |
| f | 1856 | 3.5% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 99393 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 11829 | |
| C | 10000 | 10.1% |
| S | 10000 | 10.1% |
| _ | 10000 | 10.1% |
| x | 10000 | 10.1% |
| U | 10000 | 10.1% |
| 2 | 2759 | 2.8% |
| 4 | 2758 | 2.8% |
| 7 | 2738 | 2.8% |
| 6 | 2721 | 2.7% |
| Other values (11) | 26588 |
Month
Real number (ℝ)
| Distinct | 8 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 4.5151 |
| Minimum | 1 |
|---|---|
| Maximum | 8 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 1 |
|---|---|
| 5-th percentile | 1 |
| Q1 | 3 |
| median | 5 |
| Q3 | 7 |
| 95-th percentile | 8 |
| Maximum | 8 |
| Range | 7 |
| Interquartile range (IQR) | 4 |
Descriptive statistics
| Standard deviation | 2.2948853 |
|---|---|
| Coefficient of variation (CV) | 0.50826899 |
| Kurtosis | -1.2430159 |
| Mean | 4.5151 |
| Median Absolute Deviation (MAD) | 2 |
| Skewness | -0.0059985653 |
| Sum | 45151 |
| Variance | 5.2664986 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 3 | 1283 | |
| 7 | 1269 | |
| 8 | 1268 | |
| 6 | 1253 | |
| 1 | 1244 | |
| 4 | 1236 | |
| 5 | 1225 | |
| 2 | 1222 |
| Value | Count | Frequency (%) |
| 1 | 1244 | |
| 2 | 1222 | |
| 3 | 1283 | |
| 4 | 1236 | |
| 5 | 1225 | |
| 6 | 1253 | |
| 7 | 1269 | |
| 8 | 1268 |
| Value | Count | Frequency (%) |
| 8 | 1268 | |
| 7 | 1269 | |
| 6 | 1253 | |
| 5 | 1225 | |
| 4 | 1236 | |
| 3 | 1283 | |
| 2 | 1222 | |
| 1 | 1244 |
Age
Real number (ℝ)
| Distinct | 232 |
|---|---|
| Distinct (%) | 2.4% |
| Missing | 465 |
| Missing (%) | 4.7% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 118.18028 |
| Minimum | -500 |
|---|---|
| Maximum | 8698 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 80 |
| Negative (%) | 0.8% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | -500 |
|---|---|
| 5-th percentile | 16 |
| Q1 | 24 |
| median | 33 |
| Q3 | 42 |
| 95-th percentile | 54 |
| Maximum | 8698 |
| Range | 9198 |
| Interquartile range (IQR) | 18 |
Descriptive statistics
| Standard deviation | 726.42372 |
|---|---|
| Coefficient of variation (CV) | 6.1467421 |
| Kurtosis | 83.818823 |
| Mean | 118.18028 |
| Median Absolute Deviation (MAD) | 9 |
| Skewness | 8.9366764 |
| Sum | 1126849 |
| Variance | 527691.42 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 26 | 303 | 3.0% |
| 28 | 298 | 3.0% |
| 38 | 292 | 2.9% |
| 35 | 290 | 2.9% |
| 32 | 290 | 2.9% |
| 27 | 288 | 2.9% |
| 30 | 280 | 2.8% |
| 22 | 280 | 2.8% |
| 20 | 277 | 2.8% |
| 31 | 273 | 2.7% |
| Other values (222) | 6664 | |
| (Missing) | 465 | 4.7% |
| Value | Count | Frequency (%) |
| -500 | 80 | 0.8% |
| 14 | 105 | 1.1% |
| 15 | 165 | |
| 16 | 145 | |
| 17 | 138 | |
| 18 | 215 | |
| 19 | 255 | |
| 20 | 277 | |
| 21 | 265 | |
| 22 | 280 |
| Value | Count | Frequency (%) |
| 8698 | 1 | |
| 8697 | 1 | |
| 8682 | 1 | |
| 8678 | 1 | |
| 8666 | 1 | |
| 8663 | 1 | |
| 8623 | 1 | |
| 8552 | 1 | |
| 8470 | 1 | |
| 8442 | 1 |
Occupation
Categorical
| Distinct | 16 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 717.0 KiB |
| _______ | |
|---|---|
| Doctor | 656 |
| Mechanic | 652 |
| Scientist | 647 |
| Teacher | 640 |
| Other values (11) |
Length
| Max length | 13 |
|---|---|
| Median length | 10 |
| Mean length | 8.424 |
| Min length | 6 |
Characters and Unicode
| Total characters | 84240 |
|---|---|
| Distinct characters | 28 |
| Distinct categories | 3 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | _______ |
|---|---|
| 2nd row | Developer |
| 3rd row | Architect |
| 4th row | Journalist |
| 5th row | Media_Manager |
Common Values
| Value | Count | Frequency (%) |
| _______ | 713 | 7.1% |
| Doctor | 656 | 6.6% |
| Mechanic | 652 | 6.5% |
| Scientist | 647 | 6.5% |
| Teacher | 640 | 6.4% |
| Architect | 640 | 6.4% |
| Journalist | 634 | 6.3% |
| Engineer | 633 | 6.3% |
| Entrepreneur | 618 | 6.2% |
| Accountant | 614 | 6.1% |
| Other values (6) | 3553 |
Length
| Value | Count | Frequency (%) |
| 713 | 7.1% | |
| doctor | 656 | 6.6% |
| mechanic | 652 | 6.5% |
| scientist | 647 | 6.5% |
| teacher | 640 | 6.4% |
| architect | 640 | 6.4% |
| journalist | 634 | 6.3% |
| engineer | 633 | 6.3% |
| entrepreneur | 618 | 6.2% |
| accountant | 614 | 6.1% |
| Other values (6) | 3553 |
Most occurring characters
| Value | Count | Frequency (%) |
| e | 11091 | |
| r | 8620 | |
| n | 7433 | 8.8% |
| a | 6726 | 8.0% |
| c | 6332 | 7.5% |
| t | 6297 | 7.5% |
| i | 6204 | 7.4% |
| _ | 5601 | 6.6% |
| o | 3143 | 3.7% |
| M | 3032 | 3.6% |
| Other values (18) | 19761 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 68742 | |
| Uppercase Letter | 9897 | 11.7% |
| Connector Punctuation | 5601 | 6.6% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| e | 11091 | |
| r | 8620 | |
| n | 7433 | |
| a | 6726 | |
| c | 6332 | |
| t | 6297 | |
| i | 6204 | |
| o | 3143 | 4.6% |
| u | 2443 | 3.6% |
| h | 1932 | 2.8% |
| Other values (8) | 8521 |
Uppercase Letter
| Value | Count | Frequency (%) |
| M | 3032 | |
| A | 1254 | |
| E | 1251 | |
| D | 1239 | |
| S | 647 | 6.5% |
| T | 640 | 6.5% |
| J | 634 | 6.4% |
| L | 613 | 6.2% |
| W | 587 | 5.9% |
Connector Punctuation
| Value | Count | Frequency (%) |
| _ | 5601 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 78639 | |
| Common | 5601 | 6.6% |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| e | 11091 | |
| r | 8620 | |
| n | 7433 | |
| a | 6726 | 8.6% |
| c | 6332 | 8.1% |
| t | 6297 | 8.0% |
| i | 6204 | 7.9% |
| o | 3143 | 4.0% |
| M | 3032 | 3.9% |
| u | 2443 | 3.1% |
| Other values (17) | 17318 |
Common
| Value | Count | Frequency (%) |
| _ | 5601 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 84240 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| e | 11091 | |
| r | 8620 | |
| n | 7433 | 8.8% |
| a | 6726 | 8.0% |
| c | 6332 | 7.5% |
| t | 6297 | 7.5% |
| i | 6204 | 7.4% |
| _ | 5601 | 6.6% |
| o | 3143 | 3.7% |
| M | 3032 | 3.6% |
| Other values (18) | 19761 |
Annual_Income
Real number (ℝ)
HIGH CORRELATION  MISSING 
| Distinct | 6793 |
|---|---|
| Distinct (%) | 73.3% |
| Missing | 733 |
| Missing (%) | 7.3% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 175577.01 |
| Minimum | 7006.035 |
|---|---|
| Maximum | 24065688 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 7006.035 |
|---|---|
| 5-th percentile | 9897.8755 |
| Q1 | 19357.89 |
| median | 37006.6 |
| Q3 | 71676.795 |
| 95-th percentile | 133439.76 |
| Maximum | 24065688 |
| Range | 24058682 |
| Interquartile range (IQR) | 52318.905 |
Descriptive statistics
| Standard deviation | 1423217.9 |
|---|---|
| Coefficient of variation (CV) | 8.1059465 |
| Kurtosis | 169.85218 |
| Mean | 175577.01 |
| Median Absolute Deviation (MAD) | 20892.355 |
| Skewness | 12.665067 |
| Sum | 1.6270722 × 109 |
| Variance | 2.0255491 × 1012 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 109945.32 | 5 | 0.1% |
| 32486.64 | 5 | 0.1% |
| 31757.98 | 5 | 0.1% |
| 59692.58 | 4 | < 0.1% |
| 22246.44 | 4 | < 0.1% |
| 32625.59 | 4 | < 0.1% |
| 29346.17 | 4 | < 0.1% |
| 35118.1 | 4 | < 0.1% |
| 39284.17 | 4 | < 0.1% |
| 132848.88 | 4 | < 0.1% |
| Other values (6783) | 9224 | |
| (Missing) | 733 | 7.3% |
| Value | Count | Frequency (%) |
| 7006.035 | 3 | |
| 7006.52 | 1 | < 0.1% |
| 7021.91 | 2 | |
| 7039.745 | 2 | |
| 7056.405 | 1 | < 0.1% |
| 7059.455 | 1 | < 0.1% |
| 7079.32 | 2 | |
| 7080.7 | 1 | < 0.1% |
| 7084.365 | 1 | < 0.1% |
| 7085.39 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 24065688 | 1 | |
| 23917742 | 1 | |
| 23884555 | 1 | |
| 23784659 | 1 | |
| 23550326 | 1 | |
| 23070456 | 1 | |
| 22828106 | 1 | |
| 22641761 | 1 | |
| 22291103 | 1 | |
| 22255601 | 1 |
Monthly_Inhand_Salary
Real number (ℝ)
HIGH CORRELATION  MISSING 
| Distinct | 6386 |
|---|---|
| Distinct (%) | 75.1% |
| Missing | 1497 |
| Missing (%) | 15.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 4138.8945 |
| Minimum | 303.64542 |
|---|---|
| Maximum | 15167.18 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 303.64542 |
|---|---|
| 5-th percentile | 844.6485 |
| Q1 | 1616.4829 |
| median | 3054.405 |
| Q3 | 5817.1567 |
| 95-th percentile | 10710.132 |
| Maximum | 15167.18 |
| Range | 14863.535 |
| Interquartile range (IQR) | 4200.6737 |
Descriptive statistics
| Standard deviation | 3148.4266 |
|---|---|
| Coefficient of variation (CV) | 0.76069264 |
| Kurtosis | 0.61139451 |
| Mean | 4138.8945 |
| Median Absolute Deviation (MAD) | 1719.6008 |
| Skewness | 1.1420884 |
| Sum | 35193020 |
| Variance | 9912589.9 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 5758.89 | 5 | 0.1% |
| 10895.32 | 4 | < 0.1% |
| 2933.606667 | 4 | < 0.1% |
| 6966.975 | 4 | < 0.1% |
| 3313.225 | 4 | < 0.1% |
| 11429.17 | 4 | < 0.1% |
| 1380.678333 | 4 | < 0.1% |
| 2368.514167 | 4 | < 0.1% |
| 7008.213333 | 4 | < 0.1% |
| 2497.22 | 4 | < 0.1% |
| Other values (6376) | 8462 | |
| (Missing) | 1497 | 15.0% |
| Value | Count | Frequency (%) |
| 303.6454167 | 2 | |
| 333.5966667 | 3 | |
| 355.2083333 | 1 | < 0.1% |
| 358.0583333 | 1 | < 0.1% |
| 378.9933333 | 1 | < 0.1% |
| 379.3908333 | 1 | < 0.1% |
| 382.7016667 | 1 | < 0.1% |
| 395.6641667 | 1 | < 0.1% |
| 396.3441667 | 1 | < 0.1% |
| 403.2541667 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 15167.18 | 1 | |
| 15115.19 | 1 | |
| 14978.33667 | 1 | |
| 14929.54 | 1 | |
| 14867.81333 | 1 | |
| 14856.48333 | 1 | |
| 14855.93 | 1 | |
| 14855.55667 | 1 | |
| 14839.7 | 1 | |
| 14836.73667 | 1 |
Num_Bank_Accounts
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 144 |
|---|---|
| Distinct (%) | 1.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 18.4365 |
| Minimum | -1 |
|---|---|
| Maximum | 1798 |
| Zeros | 448 |
| Zeros (%) | 4.5% |
| Negative | 1 |
| Negative (%) | < 0.1% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | 1 |
| Q1 | 4 |
| median | 6 |
| Q3 | 7 |
| 95-th percentile | 10 |
| Maximum | 1798 |
| Range | 1799 |
| Interquartile range (IQR) | 3 |
Descriptive statistics
| Standard deviation | 125.26956 |
|---|---|
| Coefficient of variation (CV) | 6.7946499 |
| Kurtosis | 117.52151 |
| Mean | 18.4365 |
| Median Absolute Deviation (MAD) | 2 |
| Skewness | 10.598081 |
| Sum | 184365 |
| Variance | 15692.464 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 6 | 1327 | |
| 8 | 1289 | |
| 7 | 1288 | |
| 5 | 1233 | |
| 4 | 1198 | |
| 3 | 1153 | |
| 9 | 539 | |
| 10 | 499 | 5.0% |
| 1 | 472 | 4.7% |
| 0 | 448 | 4.5% |
| Other values (134) | 554 |
| Value | Count | Frequency (%) |
| -1 | 1 | < 0.1% |
| 0 | 448 | 4.5% |
| 1 | 472 | 4.7% |
| 2 | 411 | 4.1% |
| 3 | 1153 | |
| 4 | 1198 | |
| 5 | 1233 | |
| 6 | 1327 | |
| 7 | 1288 | |
| 8 | 1289 |
| Value | Count | Frequency (%) |
| 1798 | 1 | |
| 1783 | 1 | |
| 1760 | 1 | |
| 1756 | 1 | |
| 1733 | 1 | |
| 1724 | 1 | |
| 1668 | 1 | |
| 1665 | 1 | |
| 1662 | 1 | |
| 1644 | 1 |
Num_Credit_Card
Real number (ℝ)
| Distinct | 201 |
|---|---|
| Distinct (%) | 2.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 20.9372 |
| Minimum | 0 |
|---|---|
| Maximum | 1493 |
| Zeros | 1 |
| Zeros (%) | < 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 3 |
| Q1 | 4 |
| median | 6 |
| Q3 | 7 |
| 95-th percentile | 10 |
| Maximum | 1493 |
| Range | 1493 |
| Interquartile range (IQR) | 3 |
Descriptive statistics
| Standard deviation | 122.77268 |
|---|---|
| Coefficient of variation (CV) | 5.8638536 |
| Kurtosis | 83.931635 |
| Mean | 20.9372 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 8.9568974 |
| Sum | 209372 |
| Variance | 15073.13 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 5 | 1926 | |
| 6 | 1676 | |
| 7 | 1662 | |
| 3 | 1321 | |
| 4 | 1316 | |
| 8 | 512 | 5.1% |
| 9 | 481 | 4.8% |
| 10 | 459 | 4.6% |
| 1 | 222 | 2.2% |
| 2 | 212 | 2.1% |
| Other values (191) | 213 | 2.1% |
| Value | Count | Frequency (%) |
| 0 | 1 | < 0.1% |
| 1 | 222 | 2.2% |
| 2 | 212 | 2.1% |
| 3 | 1321 | |
| 4 | 1316 | |
| 5 | 1926 | |
| 6 | 1676 | |
| 7 | 1662 | |
| 8 | 512 | 5.1% |
| 9 | 481 | 4.8% |
| Value | Count | Frequency (%) |
| 1493 | 1 | |
| 1486 | 1 | |
| 1472 | 1 | |
| 1470 | 1 | |
| 1463 | 1 | |
| 1461 | 1 | |
| 1458 | 1 | |
| 1457 | 1 | |
| 1428 | 2 | |
| 1426 | 1 |
Interest_Rate
Real number (ℝ)
| Distinct | 217 |
|---|---|
| Distinct (%) | 2.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 65.2844 |
| Minimum | 1 |
|---|---|
| Maximum | 5789 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 1 |
|---|---|
| 5-th percentile | 2 |
| Q1 | 8 |
| median | 14 |
| Q3 | 20 |
| 95-th percentile | 32 |
| Maximum | 5789 |
| Range | 5788 |
| Interquartile range (IQR) | 12 |
Descriptive statistics
| Standard deviation | 426.4454 |
|---|---|
| Coefficient of variation (CV) | 6.5321179 |
| Kurtosis | 97.404255 |
| Mean | 65.2844 |
| Median Absolute Deviation (MAD) | 6 |
| Skewness | 9.5727674 |
| Sum | 652844 |
| Variance | 181855.68 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 8 | 514 | 5.1% |
| 5 | 511 | 5.1% |
| 10 | 457 | 4.6% |
| 9 | 456 | 4.6% |
| 6 | 455 | 4.5% |
| 11 | 451 | 4.5% |
| 7 | 448 | 4.5% |
| 12 | 446 | 4.5% |
| 18 | 424 | 4.2% |
| 20 | 409 | 4.1% |
| Other values (207) | 5429 |
| Value | Count | Frequency (%) |
| 1 | 283 | |
| 2 | 235 | |
| 3 | 249 | |
| 4 | 269 | |
| 5 | 511 | |
| 6 | 455 | |
| 7 | 448 | |
| 8 | 514 | |
| 9 | 456 | |
| 10 | 457 |
| Value | Count | Frequency (%) |
| 5789 | 1 | |
| 5771 | 1 | |
| 5721 | 1 | |
| 5694 | 1 | |
| 5618 | 1 | |
| 5598 | 1 | |
| 5544 | 1 | |
| 5447 | 1 | |
| 5423 | 1 | |
| 5419 | 1 |
Num_of_Loan
Real number (ℝ)
HIGH CORRELATION  MISSING  ZEROS 
| Distinct | 48 |
|---|---|
| Distinct (%) | 0.5% |
| Missing | 514 |
| Missing (%) | 5.1% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 2.3762387 |
| Minimum | -100 |
|---|---|
| Maximum | 1470 |
| Zeros | 1023 |
| Zeros (%) | 10.2% |
| Negative | 385 |
| Negative (%) | 3.9% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | -100 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 1 |
| median | 3 |
| Q3 | 5 |
| 95-th percentile | 8 |
| Maximum | 1470 |
| Range | 1570 |
| Interquartile range (IQR) | 4 |
Descriptive statistics
| Standard deviation | 59.648411 |
|---|---|
| Coefficient of variation (CV) | 25.102029 |
| Kurtosis | 328.57574 |
| Mean | 2.3762387 |
| Median Absolute Deviation (MAD) | 2 |
| Skewness | 16.424498 |
| Sum | 22541 |
| Variance | 3557.933 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 3 | 1440 | |
| 2 | 1410 | |
| 4 | 1394 | |
| 1 | 1030 | |
| 0 | 1023 | |
| 7 | 714 | |
| 6 | 708 | |
| 5 | 705 | |
| -100 | 385 | 3.9% |
| 9 | 340 | 3.4% |
| Other values (38) | 337 | 3.4% |
| (Missing) | 514 | 5.1% |
| Value | Count | Frequency (%) |
| -100 | 385 | 3.9% |
| 0 | 1023 | |
| 1 | 1030 | |
| 2 | 1410 | |
| 3 | 1440 | |
| 4 | 1394 | |
| 5 | 705 | |
| 6 | 708 | |
| 7 | 714 | |
| 8 | 300 | 3.0% |
| Value | Count | Frequency (%) |
| 1470 | 1 | |
| 1451 | 1 | |
| 1298 | 1 | |
| 1294 | 1 | |
| 1271 | 1 | |
| 1241 | 1 | |
| 1236 | 1 | |
| 1228 | 1 | |
| 1209 | 1 | |
| 1196 | 1 |
Type_of_Loan
Categorical
HIGH CARDINALITY  MISSING 
| Distinct | 3865 |
|---|---|
| Distinct (%) | 43.6% |
| Missing | 1129 |
| Missing (%) | 11.3% |
| Memory size | 1.2 MiB |
| Not Specified | 164 |
|---|---|
| Debt Consolidation Loan | 149 |
| Mortgage Loan | 129 |
| Credit-Builder Loan | 121 |
| Personal Loan | 121 |
| Other values (3860) |
Length
| Max length | 178 |
|---|---|
| Median length | 138 |
| Mean length | 66.555067 |
| Min length | 9 |
Characters and Unicode
| Total characters | 590410 |
|---|---|
| Distinct characters | 33 |
| Distinct categories | 5 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 2233 ? |
|---|---|
| Unique (%) | 25.2% |
Sample
| 1st row | Not Specified, Credit-Builder Loan, Home Equity Loan, Not Specified, Not Specified, Not Specified, and Mortgage Loan |
|---|---|
| 2nd row | Not Specified, and Auto Loan |
| 3rd row | Mortgage Loan, Home Equity Loan, Payday Loan, Not Specified, and Student Loan |
| 4th row | Student Loan, Auto Loan, Auto Loan, Mortgage Loan, Auto Loan, Home Equity Loan, and Not Specified |
| 5th row | Credit-Builder Loan, Payday Loan, and Student Loan |
Common Values
| Value | Count | Frequency (%) |
| Not Specified | 164 | 1.6% |
| Debt Consolidation Loan | 149 | 1.5% |
| Mortgage Loan | 129 | 1.3% |
| Credit-Builder Loan | 121 | 1.2% |
| Personal Loan | 121 | 1.2% |
| Auto Loan | 121 | 1.2% |
| Student Loan | 120 | 1.2% |
| Payday Loan | 111 | 1.1% |
| Home Equity Loan | 106 | 1.1% |
| Credit-Builder Loan, and Debt Consolidation Loan | 33 | 0.3% |
| Other values (3855) | 7696 | |
| (Missing) | 1129 | 11.3% |
Length
| Value | Count | Frequency (%) |
| loan | 31338 | |
| and | 7729 | 9.0% |
| credit-builder | 4135 | 4.8% |
| payday | 4020 | 4.7% |
| not | 3979 | 4.6% |
| specified | 3979 | 4.6% |
| personal | 3910 | 4.5% |
| mortgage | 3905 | 4.5% |
| student | 3871 | 4.5% |
| home | 3852 | 4.5% |
| Other values (4) | 15326 |
Most occurring characters
| Value | Count | Frequency (%) |
| 77173 | ||
| o | 62287 | |
| a | 58751 | 10.0% |
| n | 54506 | 9.2% |
| e | 35595 | 6.0% |
| t | 35087 | 5.9% |
| d | 31698 | 5.4% |
| L | 31338 | 5.3% |
| i | 27738 | 4.7% |
| , | 26446 | 4.5% |
| Other values (23) | 149791 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 400206 | |
| Uppercase Letter | 82450 | 14.0% |
| Space Separator | 77173 | 13.1% |
| Other Punctuation | 26446 | 4.5% |
| Dash Punctuation | 4135 | 0.7% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| o | 62287 | |
| a | 58751 | |
| n | 54506 | |
| e | 35595 | |
| t | 35087 | |
| d | 31698 | |
| i | 27738 | |
| r | 16085 | 4.0% |
| u | 15674 | 3.9% |
| y | 11892 | 3.0% |
| Other values (9) | 50893 |
Uppercase Letter
| Value | Count | Frequency (%) |
| L | 31338 | |
| C | 7964 | 9.7% |
| P | 7930 | 9.6% |
| S | 7850 | 9.5% |
| B | 4135 | 5.0% |
| N | 3979 | 4.8% |
| M | 3905 | 4.7% |
| H | 3852 | 4.7% |
| E | 3852 | 4.7% |
| D | 3829 | 4.6% |
Space Separator
| Value | Count | Frequency (%) |
| 77173 |
Other Punctuation
| Value | Count | Frequency (%) |
| , | 26446 |
Dash Punctuation
| Value | Count | Frequency (%) |
| - | 4135 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 482656 | |
| Common | 107754 | 18.3% |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| o | 62287 | |
| a | 58751 | |
| n | 54506 | |
| e | 35595 | 7.4% |
| t | 35087 | 7.3% |
| d | 31698 | 6.6% |
| L | 31338 | 6.5% |
| i | 27738 | 5.7% |
| r | 16085 | 3.3% |
| u | 15674 | 3.2% |
| Other values (20) | 113897 |
Common
| Value | Count | Frequency (%) |
| 77173 | ||
| , | 26446 | 24.5% |
| - | 4135 | 3.8% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 590410 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 77173 | ||
| o | 62287 | |
| a | 58751 | 10.0% |
| n | 54506 | 9.2% |
| e | 35595 | 6.0% |
| t | 35087 | 5.9% |
| d | 31698 | 5.4% |
| L | 31338 | 5.3% |
| i | 27738 | 4.7% |
| , | 26446 | 4.5% |
| Other values (23) | 149791 |
Delay_from_due_date
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 73 |
|---|---|
| Distinct (%) | 0.7% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 21.0334 |
| Minimum | -5 |
|---|---|
| Maximum | 67 |
| Zeros | 108 |
| Zeros (%) | 1.1% |
| Negative | 70 |
| Negative (%) | 0.7% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | -5 |
|---|---|
| 5-th percentile | 3 |
| Q1 | 10 |
| median | 18 |
| Q3 | 28 |
| 95-th percentile | 53 |
| Maximum | 67 |
| Range | 72 |
| Interquartile range (IQR) | 18 |
Descriptive statistics
| Standard deviation | 14.846519 |
|---|---|
| Coefficient of variation (CV) | 0.70585445 |
| Kurtosis | 0.29834213 |
| Mean | 21.0334 |
| Median Absolute Deviation (MAD) | 9 |
| Skewness | 0.94417818 |
| Sum | 210334 |
| Variance | 220.41913 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 7 | 354 | 3.5% |
| 14 | 342 | 3.4% |
| 15 | 341 | 3.4% |
| 6 | 341 | 3.4% |
| 13 | 340 | 3.4% |
| 9 | 321 | 3.2% |
| 8 | 319 | 3.2% |
| 5 | 312 | 3.1% |
| 12 | 309 | 3.1% |
| 10 | 302 | 3.0% |
| Other values (63) | 6719 |
| Value | Count | Frequency (%) |
| -5 | 3 | < 0.1% |
| -4 | 8 | 0.1% |
| -3 | 13 | 0.1% |
| -2 | 22 | 0.2% |
| -1 | 24 | 0.2% |
| 0 | 108 | |
| 1 | 147 | |
| 2 | 136 | |
| 3 | 170 | |
| 4 | 165 |
| Value | Count | Frequency (%) |
| 67 | 1 | < 0.1% |
| 66 | 2 | < 0.1% |
| 65 | 6 | 0.1% |
| 64 | 6 | 0.1% |
| 63 | 6 | 0.1% |
| 62 | 50 | |
| 61 | 39 | |
| 60 | 47 | |
| 59 | 62 | |
| 58 | 59 |
Num_of_Delayed_Payment
Real number (ℝ)
HIGH CORRELATION  MISSING  ZEROS 
| Distinct | 105 |
|---|---|
| Distinct (%) | 1.2% |
| Missing | 972 |
| Missing (%) | 9.7% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 32.806602 |
| Minimum | -3 |
|---|---|
| Maximum | 4397 |
| Zeros | 146 |
| Zeros (%) | 1.5% |
| Negative | 55 |
| Negative (%) | 0.5% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | -3 |
|---|---|
| 5-th percentile | 2 |
| Q1 | 9 |
| median | 14 |
| Q3 | 18 |
| 95-th percentile | 24 |
| Maximum | 4397 |
| Range | 4400 |
| Interquartile range (IQR) | 9 |
Descriptive statistics
| Standard deviation | 240.84067 |
|---|---|
| Coefficient of variation (CV) | 7.3412256 |
| Kurtosis | 199.00663 |
| Mean | 32.806602 |
| Median Absolute Deviation (MAD) | 5 |
| Skewness | 13.741653 |
| Sum | 296178 |
| Variance | 58004.226 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 19 | 559 | 5.6% |
| 10 | 534 | 5.3% |
| 17 | 533 | 5.3% |
| 18 | 530 | 5.3% |
| 16 | 510 | 5.1% |
| 20 | 508 | 5.1% |
| 15 | 489 | 4.9% |
| 8 | 463 | 4.6% |
| 9 | 463 | 4.6% |
| 11 | 459 | 4.6% |
| Other values (95) | 3980 | |
| (Missing) | 972 | 9.7% |
| Value | Count | Frequency (%) |
| -3 | 8 | 0.1% |
| -2 | 25 | 0.2% |
| -1 | 22 | 0.2% |
| 0 | 146 | |
| 1 | 149 | |
| 2 | 185 | |
| 3 | 202 | |
| 4 | 170 | |
| 5 | 195 | |
| 6 | 231 |
| Value | Count | Frequency (%) |
| 4397 | 1 | |
| 4337 | 1 | |
| 4239 | 1 | |
| 4164 | 1 | |
| 4077 | 1 | |
| 4051 | 1 | |
| 4043 | 1 | |
| 4042 | 1 | |
| 4019 | 1 | |
| 3960 | 1 |
Changed_Credit_Limit
Real number (ℝ)
HIGH CORRELATION  MISSING 
| Distinct | 2704 |
|---|---|
| Distinct (%) | 27.6% |
| Missing | 220 |
| Missing (%) | 2.2% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 10.457561 |
| Minimum | -5.95 |
|---|---|
| Maximum | 34.02 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 150 |
| Negative (%) | 1.5% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | -5.95 |
|---|---|
| 5-th percentile | 1.22 |
| Q1 | 5.36 |
| median | 9.41 |
| Q3 | 14.9525 |
| 95-th percentile | 23.68 |
| Maximum | 34.02 |
| Range | 39.97 |
| Interquartile range (IQR) | 9.5925 |
Descriptive statistics
| Standard deviation | 6.8086069 |
|---|---|
| Coefficient of variation (CV) | 0.65107024 |
| Kurtosis | 0.054590647 |
| Mean | 10.457561 |
| Median Absolute Deviation (MAD) | 4.59 |
| Skewness | 0.63734366 |
| Sum | 102274.95 |
| Variance | 46.357129 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 7.23 | 19 | 0.2% |
| 7.35 | 18 | 0.2% |
| 8.3 | 16 | 0.2% |
| 11.8 | 14 | 0.1% |
| 11.5 | 14 | 0.1% |
| 8.99 | 14 | 0.1% |
| 3.06 | 14 | 0.1% |
| 10.39 | 14 | 0.1% |
| 11.63 | 14 | 0.1% |
| 8.74 | 14 | 0.1% |
| Other values (2694) | 9629 | |
| (Missing) | 220 | 2.2% |
| Value | Count | Frequency (%) |
| -5.95 | 1 | |
| -5.8 | 1 | |
| -5.78 | 1 | |
| -5.58 | 1 | |
| -5.5 | 1 | |
| -5.48 | 1 | |
| -5.38 | 1 | |
| -5.29 | 1 | |
| -5.17 | 1 | |
| -5.11 | 1 |
| Value | Count | Frequency (%) |
| 34.02 | 1 | |
| 33.74 | 1 | |
| 33.43 | 1 | |
| 33.26 | 1 | |
| 33.02 | 1 | |
| 32.82 | 1 | |
| 32.71 | 1 | |
| 32.47 | 1 | |
| 32.44 | 1 | |
| 32.22 | 1 |
Num_Credit_Inquiries
Real number (ℝ)
HIGH CORRELATION  MISSING  ZEROS 
| Distinct | 178 |
|---|---|
| Distinct (%) | 1.8% |
| Missing | 215 |
| Missing (%) | 2.1% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 29.180174 |
| Minimum | 0 |
|---|---|
| Maximum | 2589 |
| Zeros | 707 |
| Zeros (%) | 7.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 3 |
| median | 6 |
| Q3 | 9 |
| 95-th percentile | 13 |
| Maximum | 2589 |
| Range | 2589 |
| Interquartile range (IQR) | 6 |
Descriptive statistics
| Standard deviation | 201.72188 |
|---|---|
| Coefficient of variation (CV) | 6.9129772 |
| Kurtosis | 96.30073 |
| Mean | 29.180174 |
| Median Absolute Deviation (MAD) | 3 |
| Skewness | 9.5766572 |
| Sum | 285528 |
| Variance | 40691.715 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 4 | 1110 | |
| 3 | 846 | |
| 2 | 844 | |
| 6 | 841 | |
| 7 | 822 | |
| 8 | 804 | 8.0% |
| 1 | 729 | 7.3% |
| 0 | 707 | 7.1% |
| 5 | 550 | 5.5% |
| 9 | 521 | 5.2% |
| Other values (168) | 2011 |
| Value | Count | Frequency (%) |
| 0 | 707 | |
| 1 | 729 | |
| 2 | 844 | |
| 3 | 846 | |
| 4 | 1110 | |
| 5 | 550 | |
| 6 | 841 | |
| 7 | 822 | |
| 8 | 804 | |
| 9 | 521 |
| Value | Count | Frequency (%) |
| 2589 | 1 | |
| 2572 | 1 | |
| 2565 | 1 | |
| 2564 | 1 | |
| 2544 | 1 | |
| 2542 | 1 | |
| 2540 | 1 | |
| 2531 | 1 | |
| 2514 | 1 | |
| 2495 | 1 |
Credit_Mix
Categorical
HIGH CORRELATION  MISSING 
| Distinct | 3 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 2025 |
| Missing (%) | 20.2% |
| Memory size | 624.5 KiB |
| 1.0 | |
|---|---|
| 2.0 | |
| 0.0 |
Length
| Max length | 3 |
|---|---|
| Median length | 3 |
| Mean length | 3 |
| Min length | 3 |
Characters and Unicode
| Total characters | 23925 |
|---|---|
| Distinct characters | 4 |
| Distinct categories | 2 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1.0 |
|---|---|
| 2nd row | 1.0 |
| 3rd row | 1.0 |
| 4th row | 0.0 |
| 5th row | 0.0 |
Common Values
| Value | Count | Frequency (%) |
| 1.0 | 3613 | |
| 2.0 | 2431 | |
| 0.0 | 1931 | |
| (Missing) | 2025 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1.0 | 3613 | |
| 2.0 | 2431 | |
| 0.0 | 1931 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 9906 | |
| . | 7975 | |
| 1 | 3613 | 15.1% |
| 2 | 2431 | 10.2% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 15950 | |
| Other Punctuation | 7975 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 9906 | |
| 1 | 3613 | 22.7% |
| 2 | 2431 | 15.2% |
Other Punctuation
| Value | Count | Frequency (%) |
| . | 7975 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 23925 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 9906 | |
| . | 7975 | |
| 1 | 3613 | 15.1% |
| 2 | 2431 | 10.2% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 23925 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 9906 | |
| . | 7975 | |
| 1 | 3613 | 15.1% |
| 2 | 2431 | 10.2% |
Outstanding_Debt
Real number (ℝ)
HIGH CORRELATION  MISSING 
| Distinct | 6954 |
|---|---|
| Distinct (%) | 70.3% |
| Missing | 108 |
| Missing (%) | 1.1% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1438.4831 |
| Minimum | 0.23 |
|---|---|
| Maximum | 4997.05 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 0.23 |
|---|---|
| 5-th percentile | 120.7815 |
| Q1 | 569.9125 |
| median | 1172.375 |
| Q3 | 1955.4425 |
| 95-th percentile | 4146.12 |
| Maximum | 4997.05 |
| Range | 4996.82 |
| Interquartile range (IQR) | 1385.53 |
Descriptive statistics
| Standard deviation | 1165.3385 |
|---|---|
| Coefficient of variation (CV) | 0.81011617 |
| Kurtosis | 0.8883136 |
| Mean | 1438.4831 |
| Median Absolute Deviation (MAD) | 641.585 |
| Skewness | 1.2098534 |
| Sum | 14229475 |
| Variance | 1358013.7 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 64.65 | 6 | 0.1% |
| 90.14 | 5 | 0.1% |
| 952.39 | 5 | 0.1% |
| 1290.92 | 5 | 0.1% |
| 242.96 | 5 | 0.1% |
| 1478.07 | 5 | 0.1% |
| 4679.1 | 5 | 0.1% |
| 2984.04 | 4 | < 0.1% |
| 1747.16 | 4 | < 0.1% |
| 1109.03 | 4 | < 0.1% |
| Other values (6944) | 9844 | |
| (Missing) | 108 | 1.1% |
| Value | Count | Frequency (%) |
| 0.23 | 2 | |
| 0.54 | 2 | |
| 0.95 | 1 | < 0.1% |
| 1.2 | 3 | |
| 1.23 | 1 | < 0.1% |
| 1.3 | 2 | |
| 1.37 | 1 | < 0.1% |
| 1.48 | 1 | < 0.1% |
| 2.13 | 2 | |
| 2.43 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 4997.05 | 2 | |
| 4990.91 | 1 | |
| 4987.19 | 1 | |
| 4986.03 | 1 | |
| 4984.82 | 1 | |
| 4977.18 | 2 | |
| 4975.63 | 2 | |
| 4974.81 | 1 | |
| 4974.31 | 2 | |
| 4973.13 | 2 |
Credit_Utilization_Ratio
Real number (ℝ)
| Distinct | 10000 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 32.28398 |
| Minimum | 21.02869 |
|---|---|
| Maximum | 49.522324 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 21.02869 |
|---|---|
| 5-th percentile | 24.205713 |
| Q1 | 28.011381 |
| median | 32.287898 |
| Q3 | 36.545094 |
| 95-th percentile | 40.171244 |
| Maximum | 49.522324 |
| Range | 28.493634 |
| Interquartile range (IQR) | 8.5337123 |
Descriptive statistics
| Standard deviation | 5.1452225 |
|---|---|
| Coefficient of variation (CV) | 0.15937386 |
| Kurtosis | -0.94701264 |
| Mean | 32.28398 |
| Median Absolute Deviation (MAD) | 4.2671692 |
| Skewness | 0.019780504 |
| Sum | 322839.8 |
| Variance | 26.473315 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 34.64514844 | 1 | < 0.1% |
| 27.2694593 | 1 | < 0.1% |
| 25.1728871 | 1 | < 0.1% |
| 34.79109016 | 1 | < 0.1% |
| 35.82704849 | 1 | < 0.1% |
| 34.71654926 | 1 | < 0.1% |
| 35.17808152 | 1 | < 0.1% |
| 27.32894603 | 1 | < 0.1% |
| 40.37206297 | 1 | < 0.1% |
| 32.80172553 | 1 | < 0.1% |
| Other values (9990) | 9990 |
| Value | Count | Frequency (%) |
| 21.02869026 | 1 | |
| 21.0567212 | 1 | |
| 21.28084538 | 1 | |
| 21.48488992 | 1 | |
| 21.51493181 | 1 | |
| 21.62851115 | 1 | |
| 21.63021388 | 1 | |
| 21.64355025 | 1 | |
| 21.66371928 | 1 | |
| 21.66666958 | 1 |
| Value | Count | Frequency (%) |
| 49.5223243 | 1 | |
| 48.33729091 | 1 | |
| 48.1765989 | 1 | |
| 47.93798002 | 1 | |
| 47.5559826 | 1 | |
| 47.17844594 | 1 | |
| 46.51063306 | 1 | |
| 46.2937028 | 1 | |
| 45.94099045 | 1 | |
| 45.80611561 | 1 |
Credit_History_Age
Categorical
HIGH CARDINALITY  MISSING 
| Distinct | 401 |
|---|---|
| Distinct (%) | 4.4% |
| Missing | 880 |
| Missing (%) | 8.8% |
| Memory size | 800.2 KiB |
| 15 Years and 11 Months | 51 |
|---|---|
| 17 Years and 9 Months | 50 |
| 16 Years and 5 Months | 49 |
| 19 Years and 5 Months | 48 |
| 17 Years and 2 Months | 47 |
| Other values (396) |
Length
| Max length | 22 |
|---|---|
| Median length | 21 |
| Mean length | 20.988268 |
| Min length | 20 |
Characters and Unicode
| Total characters | 191413 |
|---|---|
| Distinct characters | 22 |
| Distinct categories | 4 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 28 Years and 3 Months |
|---|---|
| 2nd row | 17 Years and 7 Months |
| 3rd row | 19 Years and 5 Months |
| 4th row | 13 Years and 5 Months |
| 5th row | 16 Years and 5 Months |
Common Values
| Value | Count | Frequency (%) |
| 15 Years and 11 Months | 51 | 0.5% |
| 17 Years and 9 Months | 50 | 0.5% |
| 16 Years and 5 Months | 49 | 0.5% |
| 19 Years and 5 Months | 48 | 0.5% |
| 17 Years and 2 Months | 47 | 0.5% |
| 18 Years and 9 Months | 46 | 0.5% |
| 19 Years and 3 Months | 46 | 0.5% |
| 17 Years and 8 Months | 45 | 0.4% |
| 18 Years and 3 Months | 45 | 0.4% |
| 15 Years and 8 Months | 45 | 0.4% |
| Other values (391) | 8648 | |
| (Missing) | 880 | 8.8% |
Length
| Value | Count | Frequency (%) |
| years | 9120 | |
| and | 9120 | |
| months | 9120 | |
| 11 | 1090 | 2.4% |
| 9 | 1059 | 2.3% |
| 8 | 1054 | 2.3% |
| 10 | 1053 | 2.3% |
| 5 | 999 | 2.2% |
| 6 | 959 | 2.1% |
| 7 | 945 | 2.1% |
| Other values (27) | 11081 |
Most occurring characters
| Value | Count | Frequency (%) |
| 36480 | ||
| a | 18240 | |
| s | 18240 | |
| n | 18240 | |
| o | 9120 | 4.8% |
| t | 9120 | 4.8% |
| Y | 9120 | 4.8% |
| e | 9120 | 4.8% |
| r | 9120 | 4.8% |
| d | 9120 | 4.8% |
| Other values (12) | 45493 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 109440 | |
| Space Separator | 36480 | 19.1% |
| Decimal Number | 27253 | 14.2% |
| Uppercase Letter | 18240 | 9.5% |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 7702 | |
| 2 | 4580 | |
| 3 | 2476 | 9.1% |
| 0 | 2430 | 8.9% |
| 9 | 1802 | 6.6% |
| 8 | 1800 | 6.6% |
| 7 | 1705 | 6.3% |
| 6 | 1686 | 6.2% |
| 5 | 1646 | 6.0% |
| 4 | 1426 | 5.2% |
Lowercase Letter
| Value | Count | Frequency (%) |
| a | 18240 | |
| s | 18240 | |
| n | 18240 | |
| o | 9120 | |
| t | 9120 | |
| e | 9120 | |
| r | 9120 | |
| d | 9120 | |
| h | 9120 |
Uppercase Letter
| Value | Count | Frequency (%) |
| Y | 9120 | |
| M | 9120 |
Space Separator
| Value | Count | Frequency (%) |
| 36480 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 127680 | |
| Common | 63733 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 36480 | ||
| 1 | 7702 | 12.1% |
| 2 | 4580 | 7.2% |
| 3 | 2476 | 3.9% |
| 0 | 2430 | 3.8% |
| 9 | 1802 | 2.8% |
| 8 | 1800 | 2.8% |
| 7 | 1705 | 2.7% |
| 6 | 1686 | 2.6% |
| 5 | 1646 | 2.6% |
Latin
| Value | Count | Frequency (%) |
| a | 18240 | |
| s | 18240 | |
| n | 18240 | |
| o | 9120 | |
| t | 9120 | |
| Y | 9120 | |
| e | 9120 | |
| r | 9120 | |
| d | 9120 | |
| M | 9120 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 191413 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 36480 | ||
| a | 18240 | |
| s | 18240 | |
| n | 18240 | |
| o | 9120 | 4.8% |
| t | 9120 | 4.8% |
| Y | 9120 | 4.8% |
| e | 9120 | 4.8% |
| r | 9120 | 4.8% |
| d | 9120 | 4.8% |
| Other values (12) | 45493 |
Payment_of_Min_Amount
Categorical
HIGH CORRELATION  MISSING 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 1163 |
| Missing (%) | 11.6% |
| Memory size | 641.3 KiB |
| 1.0 | |
|---|---|
| 0.0 |
Length
| Max length | 3 |
|---|---|
| Median length | 3 |
| Mean length | 3 |
| Min length | 3 |
Characters and Unicode
| Total characters | 26511 |
|---|---|
| Distinct characters | 3 |
| Distinct categories | 2 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1.0 |
|---|---|
| 2nd row | 1.0 |
| 3rd row | 1.0 |
| 4th row | 1.0 |
| 5th row | 0.0 |
Common Values
| Value | Count | Frequency (%) |
| 1.0 | 5305 | |
| 0.0 | 3532 | |
| (Missing) | 1163 | 11.6% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1.0 | 5305 | |
| 0.0 | 3532 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 12369 | |
| . | 8837 | |
| 1 | 5305 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 17674 | |
| Other Punctuation | 8837 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 12369 | |
| 1 | 5305 |
Other Punctuation
| Value | Count | Frequency (%) |
| . | 8837 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 26511 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 12369 | |
| . | 8837 | |
| 1 | 5305 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 26511 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 12369 | |
| . | 8837 | |
| 1 | 5305 |
Total_EMI_per_month
Real number (ℝ)
| Distinct | 6573 |
|---|---|
| Distinct (%) | 65.7% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1358.6642 |
| Minimum | 0 |
|---|---|
| Maximum | 82236 |
| Zeros | 1056 |
| Zeros (%) | 10.6% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 29.540062 |
| median | 69.03215 |
| Q3 | 154.86149 |
| 95-th percentile | 429.52657 |
| Maximum | 82236 |
| Range | 82236 |
| Interquartile range (IQR) | 125.32142 |
Descriptive statistics
| Standard deviation | 8112.2101 |
|---|---|
| Coefficient of variation (CV) | 5.9707248 |
| Kurtosis | 54.388324 |
| Mean | 1358.6642 |
| Median Absolute Deviation (MAD) | 49.302251 |
| Skewness | 7.2327096 |
| Sum | 13586642 |
| Variance | 65807952 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 1056 | 10.6% |
| 103.3976742 | 5 | 0.1% |
| 133.9027918 | 5 | 0.1% |
| 114.2482426 | 5 | 0.1% |
| 79.71165235 | 4 | < 0.1% |
| 45.18912916 | 4 | < 0.1% |
| 13.45356846 | 4 | < 0.1% |
| 150.5977429 | 4 | < 0.1% |
| 16.50138403 | 4 | < 0.1% |
| 993.4409317 | 4 | < 0.1% |
| Other values (6563) | 8905 |
| Value | Count | Frequency (%) |
| 0 | 1056 | |
| 4.462837467 | 1 | < 0.1% |
| 4.916138542 | 1 | < 0.1% |
| 5.138484696 | 1 | < 0.1% |
| 5.218466359 | 1 | < 0.1% |
| 5.262291048 | 1 | < 0.1% |
| 5.629824417 | 2 | < 0.1% |
| 5.76627588 | 1 | < 0.1% |
| 5.905518076 | 1 | < 0.1% |
| 5.968634609 | 2 | < 0.1% |
| Value | Count | Frequency (%) |
| 82236 | 1 | |
| 82178 | 1 | |
| 80983 | 1 | |
| 80975 | 1 | |
| 80850 | 1 | |
| 80832 | 1 | |
| 80308 | 1 | |
| 79849 | 1 | |
| 79722 | 1 | |
| 78605 | 1 |
Amount_invested_monthly
Real number (ℝ)
HIGH CORRELATION  MISSING 
| Distinct | 9076 |
|---|---|
| Distinct (%) | 99.9% |
| Missing | 912 |
| Missing (%) | 9.1% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 195.08605 |
| Minimum | 0 |
|---|---|
| Maximum | 1785.7868 |
| Zeros | 13 |
| Zeros (%) | 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 31.053878 |
| Q1 | 72.814899 |
| median | 129.1154 |
| Q3 | 237.237 |
| 95-th percentile | 607.6071 |
| Maximum | 1785.7868 |
| Range | 1785.7868 |
| Interquartile range (IQR) | 164.4221 |
Descriptive statistics
| Standard deviation | 197.49683 |
|---|---|
| Coefficient of variation (CV) | 1.0123575 |
| Kurtosis | 8.3019475 |
| Mean | 195.08605 |
| Median Absolute Deviation (MAD) | 68.799801 |
| Skewness | 2.5311971 |
| Sum | 1772942 |
| Variance | 39004.996 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 13 | 0.1% |
| 130.4483236 | 1 | < 0.1% |
| 128.0247733 | 1 | < 0.1% |
| 162.8164817 | 1 | < 0.1% |
| 253.1441732 | 1 | < 0.1% |
| 56.6599196 | 1 | < 0.1% |
| 21.79321222 | 1 | < 0.1% |
| 87.58741095 | 1 | < 0.1% |
| 96.0148337 | 1 | < 0.1% |
| 265.3030171 | 1 | < 0.1% |
| Other values (9066) | 9066 | |
| (Missing) | 912 | 9.1% |
| Value | Count | Frequency (%) |
| 0 | 13 | |
| 10.13191094 | 1 | < 0.1% |
| 10.2494613 | 1 | < 0.1% |
| 10.48334941 | 1 | < 0.1% |
| 10.50805276 | 1 | < 0.1% |
| 10.52769613 | 1 | < 0.1% |
| 10.57504709 | 1 | < 0.1% |
| 10.70103155 | 1 | < 0.1% |
| 10.74448184 | 1 | < 0.1% |
| 10.76646972 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 1785.786788 | 1 | |
| 1637.743148 | 1 | |
| 1611.277939 | 1 | |
| 1495.597779 | 1 | |
| 1461.722698 | 1 | |
| 1459.649193 | 1 | |
| 1421.894603 | 1 | |
| 1413.39639 | 1 | |
| 1393.686271 | 1 | |
| 1386.171937 | 1 |
Payment_Behaviour
Categorical
| Distinct | 7 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 916.7 KiB |
| Low_spent_Small_value_payments | |
|---|---|
| High_spent_Medium_value_payments | |
| Low_spent_Medium_value_payments | |
| High_spent_Large_value_payments | |
| Low_spent_Large_value_payments | |
| Other values (2) |
Length
| Max length | 32 |
|---|---|
| Median length | 31 |
| Mean length | 28.8704 |
| Min length | 6 |
Characters and Unicode
| Total characters | 288704 |
|---|---|
| Distinct characters | 29 |
| Distinct categories | 5 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Low_spent_Medium_value_payments |
|---|---|
| 2nd row | Low_spent_Small_value_payments |
| 3rd row | Low_spent_Small_value_payments |
| 4th row | High_spent_Large_value_payments |
| 5th row | Low_spent_Large_value_payments |
Common Values
| Value | Count | Frequency (%) |
| Low_spent_Small_value_payments | 2537 | |
| High_spent_Medium_value_payments | 1765 | |
| Low_spent_Medium_value_payments | 1379 | |
| High_spent_Large_value_payments | 1344 | |
| Low_spent_Large_value_payments | 1099 | |
| High_spent_Small_value_payments | 1099 | |
| !@9#%8 | 777 | 7.8% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| low_spent_small_value_payments | 2537 | |
| high_spent_medium_value_payments | 1765 | |
| low_spent_medium_value_payments | 1379 | |
| high_spent_large_value_payments | 1344 | |
| low_spent_large_value_payments | 1099 | |
| high_spent_small_value_payments | 1099 | |
| 9#%8 | 777 | 7.8% |
Most occurring characters
| Value | Count | Frequency (%) |
| _ | 36892 | |
| e | 33256 | |
| a | 24525 | 8.5% |
| s | 18446 | 6.4% |
| p | 18446 | 6.4% |
| n | 18446 | 6.4% |
| t | 18446 | 6.4% |
| l | 16495 | 5.7% |
| m | 16003 | 5.5% |
| u | 12367 | 4.3% |
| Other values (19) | 75382 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 228704 | |
| Connector Punctuation | 36892 | 12.8% |
| Uppercase Letter | 18446 | 6.4% |
| Other Punctuation | 3108 | 1.1% |
| Decimal Number | 1554 | 0.5% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| e | 33256 | |
| a | 24525 | |
| s | 18446 | |
| p | 18446 | |
| n | 18446 | |
| t | 18446 | |
| l | 16495 | 7.2% |
| m | 16003 | 7.0% |
| u | 12367 | 5.4% |
| y | 9223 | 4.0% |
| Other values (8) | 43051 |
Uppercase Letter
| Value | Count | Frequency (%) |
| L | 7458 | |
| H | 4208 | |
| S | 3636 | |
| M | 3144 |
Other Punctuation
| Value | Count | Frequency (%) |
| ! | 777 | |
| @ | 777 | |
| # | 777 | |
| % | 777 |
Decimal Number
| Value | Count | Frequency (%) |
| 9 | 777 | |
| 8 | 777 |
Connector Punctuation
| Value | Count | Frequency (%) |
| _ | 36892 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 247150 | |
| Common | 41554 | 14.4% |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| e | 33256 | |
| a | 24525 | 9.9% |
| s | 18446 | 7.5% |
| p | 18446 | 7.5% |
| n | 18446 | 7.5% |
| t | 18446 | 7.5% |
| l | 16495 | 6.7% |
| m | 16003 | 6.5% |
| u | 12367 | 5.0% |
| y | 9223 | 3.7% |
| Other values (12) | 61497 |
Common
| Value | Count | Frequency (%) |
| _ | 36892 | |
| ! | 777 | 1.9% |
| @ | 777 | 1.9% |
| 9 | 777 | 1.9% |
| # | 777 | 1.9% |
| % | 777 | 1.9% |
| 8 | 777 | 1.9% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 288704 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| _ | 36892 | |
| e | 33256 | |
| a | 24525 | 8.5% |
| s | 18446 | 6.4% |
| p | 18446 | 6.4% |
| n | 18446 | 6.4% |
| t | 18446 | 6.4% |
| l | 16495 | 5.7% |
| m | 16003 | 5.5% |
| u | 12367 | 4.3% |
| Other values (19) | 75382 |
Monthly_Balance
Real number (ℝ)
| Distinct | 9900 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 100 |
| Missing (%) | 1.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 399.51284 |
| Minimum | 0.0077596648 |
|---|---|
| Maximum | 1566.6132 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.2 KiB |
Quantile statistics
| Minimum | 0.0077596648 |
|---|---|
| 5-th percentile | 172.61634 |
| Q1 | 268.22749 |
| median | 333.9406 |
| Q3 | 466.13006 |
| 95-th percentile | 866.17058 |
| Maximum | 1566.6132 |
| Range | 1566.6054 |
| Interquartile range (IQR) | 197.90257 |
Descriptive statistics
| Standard deviation | 213.88996 |
|---|---|
| Coefficient of variation (CV) | 0.53537694 |
| Kurtosis | 2.9828962 |
| Mean | 399.51284 |
| Median Absolute Deviation (MAD) | 83.531478 |
| Skewness | 1.621532 |
| Sum | 3955177.2 |
| Variance | 45748.916 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 428.4718511 | 1 | < 0.1% |
| 429.2036169 | 1 | < 0.1% |
| 272.0218675 | 1 | < 0.1% |
| 336.4321874 | 1 | < 0.1% |
| 1112.153419 | 1 | < 0.1% |
| 356.2725868 | 1 | < 0.1% |
| 191.2277487 | 1 | < 0.1% |
| 814.8886216 | 1 | < 0.1% |
| 340.3650251 | 1 | < 0.1% |
| 375.5233445 | 1 | < 0.1% |
| Other values (9890) | 9890 | |
| (Missing) | 100 | 1.0% |
| Value | Count | Frequency (%) |
| 0.007759664775 | 1 | |
| 0.4191236108 | 1 | |
| 1.77998453 | 1 | |
| 1.987138164 | 1 | |
| 3.512807587 | 1 | |
| 4.158195232 | 1 | |
| 4.388830932 | 1 | |
| 4.469998434 | 1 | |
| 5.175799256 | 1 | |
| 6.464010233 | 1 |
| Value | Count | Frequency (%) |
| 1566.613165 | 1 | |
| 1518.393447 | 1 | |
| 1516.080352 | 1 | |
| 1474.356118 | 1 | |
| 1460.917186 | 1 | |
| 1429.681432 | 1 | |
| 1409.858767 | 1 | |
| 1388.993782 | 1 | |
| 1373.111241 | 1 | |
| 1369.559421 | 1 |
Credit_Score
Categorical
| Distinct | 3 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 644.5 KiB |
| 1 | |
|---|---|
| 0 | |
| 2 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 10000 |
|---|---|
| Distinct characters | 3 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 2 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 5350 | |
| 0 | 2898 | |
| 2 | 1752 | 17.5% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 5350 | |
| 0 | 2898 | |
| 2 | 1752 | 17.5% |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 5350 | |
| 0 | 2898 | |
| 2 | 1752 | 17.5% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 10000 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 5350 | |
| 0 | 2898 | |
| 2 | 1752 | 17.5% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 10000 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 5350 | |
| 0 | 2898 | |
| 2 | 1752 | 17.5% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 10000 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 5350 | |
| 0 | 2898 | |
| 2 | 1752 | 17.5% |
| Month | Age | Annual_Income | Monthly_Inhand_Salary | Num_Bank_Accounts | Num_Credit_Card | Interest_Rate | Num_of_Loan | Delay_from_due_date | Num_of_Delayed_Payment | Changed_Credit_Limit | Num_Credit_Inquiries | Outstanding_Debt | Credit_Utilization_Ratio | Total_EMI_per_month | Amount_invested_monthly | Monthly_Balance | Occupation | Credit_Mix | Payment_of_Min_Amount | Payment_Behaviour | Credit_Score | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Month | 1.000 | 0.000 | -0.008 | 0.002 | 0.003 | 0.004 | 0.006 | -0.002 | -0.004 | -0.006 | 0.002 | 0.135 | 0.004 | 0.006 | 0.022 | 0.018 | -0.005 | 0.000 | 0.000 | 0.000 | 0.017 | 0.031 |
| Age | 0.000 | 1.000 | 0.057 | 0.062 | -0.157 | -0.114 | -0.178 | -0.178 | -0.148 | -0.151 | -0.128 | -0.219 | -0.190 | 0.029 | -0.092 | 0.035 | 0.105 | 0.000 | 0.000 | 0.000 | 0.017 | 0.000 |
| Annual_Income | -0.008 | 0.057 | 1.000 | 0.979 | -0.268 | -0.193 | -0.269 | -0.232 | -0.226 | -0.255 | -0.157 | -0.247 | -0.268 | 0.129 | 0.445 | 0.623 | 0.578 | 0.015 | 0.000 | 0.005 | 0.000 | 0.000 |
| Monthly_Inhand_Salary | 0.002 | 0.062 | 0.979 | 1.000 | -0.268 | -0.199 | -0.269 | -0.235 | -0.227 | -0.253 | -0.160 | -0.248 | -0.271 | 0.124 | 0.447 | 0.634 | 0.590 | 0.029 | 0.286 | 0.347 | 0.173 | 0.172 |
| Num_Bank_Accounts | 0.003 | -0.157 | -0.268 | -0.268 | 1.000 | 0.398 | 0.559 | 0.402 | 0.553 | 0.559 | 0.289 | 0.498 | 0.498 | -0.073 | 0.118 | -0.184 | -0.291 | 0.012 | 0.000 | 0.000 | 0.000 | 0.015 |
| Num_Credit_Card | 0.004 | -0.114 | -0.193 | -0.199 | 0.398 | 1.000 | 0.432 | 0.331 | 0.433 | 0.388 | 0.191 | 0.397 | 0.450 | -0.053 | 0.098 | -0.135 | -0.224 | 0.000 | 0.000 | 0.000 | 0.019 | 0.000 |
| Interest_Rate | 0.006 | -0.178 | -0.269 | -0.269 | 0.559 | 0.432 | 1.000 | 0.465 | 0.554 | 0.538 | 0.325 | 0.579 | 0.587 | -0.077 | 0.147 | -0.195 | -0.311 | 0.017 | 0.000 | 0.000 | 0.000 | 0.003 |
| Num_of_Loan | -0.002 | -0.178 | -0.232 | -0.235 | 0.402 | 0.331 | 0.465 | 1.000 | 0.412 | 0.413 | 0.292 | 0.498 | 0.514 | -0.096 | 0.494 | -0.169 | -0.436 | 0.006 | 0.000 | 0.014 | 0.000 | 0.000 |
| Delay_from_due_date | -0.004 | -0.148 | -0.226 | -0.227 | 0.553 | 0.433 | 0.554 | 0.412 | 1.000 | 0.553 | 0.270 | 0.503 | 0.529 | -0.085 | 0.142 | -0.161 | -0.272 | 0.026 | 0.586 | 0.541 | 0.035 | 0.341 |
| Num_of_Delayed_Payment | -0.006 | -0.151 | -0.255 | -0.253 | 0.559 | 0.388 | 0.538 | 0.413 | 0.553 | 1.000 | 0.291 | 0.478 | 0.480 | -0.066 | 0.128 | -0.173 | -0.289 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 |
| Changed_Credit_Limit | 0.002 | -0.128 | -0.157 | -0.160 | 0.289 | 0.191 | 0.325 | 0.292 | 0.270 | 0.291 | 1.000 | 0.363 | 0.320 | -0.045 | 0.104 | -0.122 | -0.183 | 0.020 | 0.441 | 0.519 | 0.028 | 0.166 |
| Num_Credit_Inquiries | 0.135 | -0.219 | -0.247 | -0.248 | 0.498 | 0.397 | 0.579 | 0.498 | 0.503 | 0.478 | 0.363 | 1.000 | 0.580 | -0.077 | 0.208 | -0.175 | -0.305 | 0.008 | 0.000 | 0.000 | 0.020 | 0.000 |
| Outstanding_Debt | 0.004 | -0.190 | -0.268 | -0.271 | 0.498 | 0.450 | 0.587 | 0.514 | 0.529 | 0.480 | 0.320 | 0.580 | 1.000 | -0.078 | 0.178 | -0.189 | -0.339 | 0.031 | 0.591 | 0.567 | 0.053 | 0.380 |
| Credit_Utilization_Ratio | 0.006 | 0.029 | 0.129 | 0.124 | -0.073 | -0.053 | -0.077 | -0.096 | -0.085 | -0.066 | -0.045 | -0.077 | -0.078 | 1.000 | -0.002 | -0.000 | 0.192 | 0.014 | 0.101 | 0.133 | 0.075 | 0.051 |
| Total_EMI_per_month | 0.022 | -0.092 | 0.445 | 0.447 | 0.118 | 0.098 | 0.147 | 0.494 | 0.142 | 0.128 | 0.104 | 0.208 | 0.178 | -0.002 | 1.000 | 0.274 | 0.002 | 0.017 | 0.021 | 0.005 | 0.012 | 0.000 |
| Amount_invested_monthly | 0.018 | 0.035 | 0.623 | 0.634 | -0.184 | -0.135 | -0.195 | -0.169 | -0.161 | -0.173 | -0.122 | -0.175 | -0.189 | -0.000 | 0.274 | 1.000 | -0.039 | 0.004 | 0.159 | 0.199 | 0.128 | 0.119 |
| Monthly_Balance | -0.005 | 0.105 | 0.578 | 0.590 | -0.291 | -0.224 | -0.311 | -0.436 | -0.272 | -0.289 | -0.183 | -0.305 | -0.339 | 0.192 | 0.002 | -0.039 | 1.000 | 0.012 | 0.287 | 0.332 | 0.242 | 0.147 |
| Occupation | 0.000 | 0.000 | 0.015 | 0.029 | 0.012 | 0.000 | 0.017 | 0.006 | 0.026 | 0.000 | 0.020 | 0.008 | 0.031 | 0.014 | 0.017 | 0.004 | 0.012 | 1.000 | 0.052 | 0.027 | 0.017 | 0.024 |
| Credit_Mix | 0.000 | 0.000 | 0.000 | 0.286 | 0.000 | 0.000 | 0.000 | 0.000 | 0.586 | 0.000 | 0.441 | 0.000 | 0.591 | 0.101 | 0.021 | 0.159 | 0.287 | 0.052 | 1.000 | 0.831 | 0.086 | 0.448 |
| Payment_of_Min_Amount | 0.000 | 0.000 | 0.005 | 0.347 | 0.000 | 0.000 | 0.000 | 0.014 | 0.541 | 0.000 | 0.519 | 0.000 | 0.567 | 0.133 | 0.005 | 0.199 | 0.332 | 0.027 | 0.831 | 1.000 | 0.104 | 0.475 |
| Payment_Behaviour | 0.017 | 0.017 | 0.000 | 0.173 | 0.000 | 0.019 | 0.000 | 0.000 | 0.035 | 0.000 | 0.028 | 0.020 | 0.053 | 0.075 | 0.012 | 0.128 | 0.242 | 0.017 | 0.086 | 0.104 | 1.000 | 0.084 |
| Credit_Score | 0.031 | 0.000 | 0.000 | 0.172 | 0.015 | 0.000 | 0.003 | 0.000 | 0.341 | 0.000 | 0.166 | 0.000 | 0.380 | 0.051 | 0.000 | 0.119 | 0.147 | 0.024 | 0.448 | 0.475 | 0.084 | 1.000 |
| Customer_ID | Month | Age | Occupation | Annual_Income | Monthly_Inhand_Salary | Num_Bank_Accounts | Num_Credit_Card | Interest_Rate | Num_of_Loan | Type_of_Loan | Delay_from_due_date | Num_of_Delayed_Payment | Changed_Credit_Limit | Num_Credit_Inquiries | Credit_Mix | Outstanding_Debt | Credit_Utilization_Ratio | Credit_History_Age | Payment_of_Min_Amount | Total_EMI_per_month | Amount_invested_monthly | Payment_Behaviour | Monthly_Balance | Credit_Score | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 87607 | CUS_0x4662 | 8 | 25.0 | _______ | 112282.400 | 9102.866667 | 4 | 219 | 16 | 0.0 | NaN | 26 | 14.0 | 9.63 | 3.0 | 1.0 | 1113.98 | 39.450007 | 28 Years and 3 Months | NaN | 0.000000 | 560.034145 | Low_spent_Medium_value_payments | 630.252522 | 2 |
| 81732 | CUS_0xb2a1 | 5 | 22.0 | Developer | 14006.745 | 1017.228750 | 6 | 1168 | 7 | 7.0 | Not Specified, Credit-Builder Loan, Home Equity Loan, Not Specified, Not Specified, Not Specified, and Mortgage Loan | 17 | 11.0 | 11.06 | 4.0 | 1.0 | 1347.31 | 38.383676 | 17 Years and 7 Months | NaN | 64.236679 | 137.169856 | Low_spent_Small_value_payments | 190.316340 | 1 |
| 75810 | CUS_0x363d | 3 | 22.0 | Architect | 20655.070 | 1726.255833 | 7 | 5 | 9 | 2.0 | Not Specified, and Auto Loan | 19 | 13.0 | 11.88 | 10.0 | 1.0 | 1027.83 | 35.008142 | 19 Years and 5 Months | 1.0 | 27.516482 | 201.231799 | Low_spent_Small_value_payments | 233.877303 | 1 |
| 58923 | CUS_0xc1e7 | 4 | 24.0 | Journalist | 38721.440 | 3340.786667 | 6 | 639 | 19 | 5.0 | Mortgage Loan, Home Equity Loan, Payday Loan, Not Specified, and Student Loan | 24 | 20.0 | 20.87 | 8.0 | 0.0 | 3467.82 | 33.425677 | 13 Years and 5 Months | 1.0 | 87.268628 | 43.234498 | High_spent_Large_value_payments | 443.575540 | 1 |
| 88806 | CUS_0x26a9 | 7 | 27.0 | Media_Manager | 15155.010 | 1473.917500 | 8 | 9 | 21 | 7.0 | Student Loan, Auto Loan, Auto Loan, Mortgage Loan, Auto Loan, Home Equity Loan, and Not Specified | 22 | 22.0 | 7.70 | 11.0 | 0.0 | 2525.42 | 37.172030 | 16 Years and 5 Months | 1.0 | 62.891120 | 97.309012 | Low_spent_Large_value_payments | 257.191618 | 1 |
| 66675 | CUS_0x5044 | 4 | 23.0 | Lawyer | NaN | 1604.173333 | 5 | 5 | 16 | 3.0 | Credit-Builder Loan, Payday Loan, and Student Loan | 22 | 17.0 | 18.02 | 10.0 | 1.0 | 1618.94 | 27.801105 | 6 Years and 10 Months | 1.0 | 34.194043 | 33.328452 | High_spent_Medium_value_payments | 342.894838 | 1 |
| 70872 | CUS_0x975d | 1 | NaN | Doctor | 143883.280 | 12131.273333 | 4 | 3 | 4 | 4.0 | Credit-Builder Loan, Debt Consolidation Loan, Credit-Builder Loan, and Auto Loan | 27 | 7.0 | 3.56 | 4.0 | 2.0 | 354.41 | 29.833489 | 24 Years and 1 Months | 0.0 | 398.496197 | 265.907953 | !@9#%8 | 808.723184 | 0 |
| 5537 | CUS_0x867d | 2 | 48.0 | Scientist | 144468.720 | 11788.060000 | 3 | 3 | 7 | 3.0 | Debt Consolidation Loan, Credit-Builder Loan, and Personal Loan | -2 | 10.0 | 3.01 | 4.0 | 2.0 | 539.74 | 26.021170 | NaN | 0.0 | 241.399048 | 785.950518 | High_spent_Small_value_payments | 411.456434 | 2 |
| 27629 | CUS_0x57c | 6 | -500.0 | _______ | NaN | NaN | 8 | 7 | 16 | 8.0 | Student Loan, Credit-Builder Loan, Personal Loan, Home Equity Loan, Auto Loan, Credit-Builder Loan, Personal Loan, and Credit-Builder Loan | 35 | 23.0 | 29.85 | 13.0 | NaN | 3528.88 | 32.273659 | NaN | 1.0 | 291.209144 | 96.016104 | High_spent_Large_value_payments | 280.012502 | 1 |
| 49445 | CUS_0x4056 | 6 | 46.0 | _______ | 71842.800 | 6101.900000 | 3 | 7 | 12 | 2.0 | Payday Loan, and Credit-Builder Loan | 13 | 10.0 | 7.41 | 4.0 | NaN | 39.31 | 41.197387 | 27 Years and 0 Months | NaN | 65.273572 | 70.035562 | High_spent_Medium_value_payments | 724.880866 | 1 |
| Customer_ID | Month | Age | Occupation | Annual_Income | Monthly_Inhand_Salary | Num_Bank_Accounts | Num_Credit_Card | Interest_Rate | Num_of_Loan | Type_of_Loan | Delay_from_due_date | Num_of_Delayed_Payment | Changed_Credit_Limit | Num_Credit_Inquiries | Credit_Mix | Outstanding_Debt | Credit_Utilization_Ratio | Credit_History_Age | Payment_of_Min_Amount | Total_EMI_per_month | Amount_invested_monthly | Payment_Behaviour | Monthly_Balance | Credit_Score | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 17757 | CUS_0xeb6 | 6 | 22.0 | _______ | 16472.870 | 1554.739167 | 7 | 5 | 32 | NaN | Student Loan, Student Loan, Auto Loan, Debt Consolidation Loan, Mortgage Loan, Payday Loan, Personal Loan, Debt Consolidation Loan, and Home Equity Loan | 20 | 17.0 | 9.65 | 8.0 | 0.0 | 2140.96 | 36.967447 | 18 Years and 10 Months | 1.0 | 66.723994 | NaN | !@9#%8 | 307.820272 | 0 |
| 31933 | CUS_0x2d1e | 6 | 27.0 | Engineer | 44590.100 | 3605.841667 | 5 | 5 | 8 | 1.0 | Auto Loan | 6 | 9.0 | 2.51 | 2.0 | 2.0 | 555.48 | 32.913274 | 21 Years and 9 Months | 0.0 | 42591.000000 | 55.817135 | !@9#%8 | 510.969839 | 1 |
| 4653 | CUS_0x17a9 | 6 | 39.0 | Musician | 83386.520 | 7081.876667 | 10 | 6 | 23 | 7.0 | Student Loan, Auto Loan, Credit-Builder Loan, Credit-Builder Loan, Personal Loan, Payday Loan, and Payday Loan | 36 | 22.0 | 22.30 | 8.0 | 0.0 | 4972.40 | 32.100554 | 6 Years and 1 Months | 1.0 | 482.179783 | 231.016806 | High_spent_Medium_value_payments | 244.991078 | 1 |
| 42466 | CUS_0x6743 | 3 | 40.0 | Journalist | 37840.640 | NaN | 6 | 5 | 5 | 2.0 | Debt Consolidation Loan, and Mortgage Loan | 24 | 16.0 | 18.54 | 6.0 | 1.0 | 2641.91 | 35.773604 | 15 Years and 0 Months | 1.0 | 60.680360 | 23.710268 | High_spent_Large_value_payments | 446.948038 | 1 |
| 66002 | CUS_0x924a | 3 | 18.0 | Journalist | 9829.665 | 970.138750 | 8 | 10 | 18 | 7.0 | Not Specified, Home Equity Loan, Not Specified, Personal Loan, Auto Loan, Home Equity Loan, and Auto Loan | 54 | 19.0 | 11.54 | 9.0 | 0.0 | 2783.29 | 29.111386 | 5 Years and 7 Months | 1.0 | 41.540096 | 96.902056 | Low_spent_Medium_value_payments | 238.571723 | 1 |
| 48908 | CUS_0x737a | 5 | 28.0 | _______ | 142277.720 | NaN | 3 | 4 | 6 | NaN | NaN | 13 | 7.0 | 2.18 | 3.0 | NaN | 324.60 | 38.344819 | 19 Years and 9 Months | 0.0 | 0.000000 | 113.582217 | High_spent_Large_value_payments | 1326.865450 | 2 |
| 34789 | CUS_0x1b6d | 6 | 22.0 | _______ | 16753.630 | 1564.135833 | 6 | 9 | 23 | 9.0 | Credit-Builder Loan, Student Loan, Auto Loan, Credit-Builder Loan, Credit-Builder Loan, Auto Loan, Not Specified, Credit-Builder Loan, and Debt Consolidation Loan | 37 | 24.0 | 2.86 | 7.0 | 0.0 | 3536.44 | 38.978724 | 12 Years and 9 Months | 1.0 | 85.558903 | 137.719750 | Low_spent_Medium_value_payments | 213.134930 | 1 |
| 76598 | CUS_0x3a30 | 7 | 52.0 | Developer | 29368.560 | 2483.380000 | 5 | 4 | 3 | 2.0 | Credit-Builder Loan, and Auto Loan | 18 | 16.0 | 6.92 | 4.0 | 2.0 | 169.07 | 38.424103 | 17 Years and 3 Months | 0.0 | 39.979623 | 125.070413 | Low_spent_Large_value_payments | 353.287964 | 2 |
| 36385 | CUS_0x39ad | 2 | 31.0 | Mechanic | 63525.640 | NaN | 4 | 7 | 9 | 3.0 | Debt Consolidation Loan, Student Loan, and Debt Consolidation Loan | 14 | 5.0 | 10.73 | 2.0 | 2.0 | 1016.00 | 40.952116 | 30 Years and 3 Months | 0.0 | 145.929560 | 325.917099 | Low_spent_Small_value_payments | 359.133674 | 2 |
| 20814 | CUS_0x76c1 | 7 | 29.0 | Writer | 66422.980 | NaN | 8 | 7 | 5 | NaN | Auto Loan, Auto Loan, Debt Consolidation Loan, Payday Loan, Debt Consolidation Loan, Debt Consolidation Loan, and Not Specified | 24 | 11.0 | 21.32 | 5.0 | NaN | 153.99 | 32.373828 | 11 Years and 4 Months | 1.0 | 280.927551 | 54.105898 | High_spent_Large_value_payments | 443.591385 | 1 |